What is comprehensive financial planning?

Comprehensive financial planning involves reviewing all the areas of your life that can or will have an impact on your financial future. Said areas include investments, insurance, estate planning, tax strategies, retirement planning and more. After exploring all these financially impactful areas, we will prepare a financial plan that is cohesive and helps put your goals in reach.

What does the CFP® certification really mean?

CERTIFIED FINANCIAL PLANNERS™ complete rigorous training and experience requisites in order to earn the CFP® professionals title. Additionally, they are held to high ethical standards. The demanding expectations prepare CFP® professionals to make the best possible recommendations to their clients in the ever-changing financial climate. CERTIFIED FINANCIAL PLANNERS™ combine all areas of your financial life, from education and retirement planning to tax services and budgeting.

Please note that not all "financial planners" are CERTIFIED FINANCIAL PLANNERS™.

How do your fees work? Are they transparent?

As a fee-only firm, we do not sell any products. Because of this, there are no hidden fees in which we are compensated. We operate with full transparency. Our financial planning fees are billed at an hourly rate. Depending on the complexity of your situation, the fee for a new client engagement for comprehensive financial planning generally ranges between $1,800 and $2,500.

Our annual fee for portfolio management is 0.5% of the value of the managed assets. Fees are calculated and billed quarterly at 0.125% per quarter.

What does your ideal client look like?

Our clients are drawn to us because they want to work with a financial planner that they can trust to act in their best interest. They want to know that they are receiving objective, expert advice without a hidden agenda. Therefore, they find value in working with a transparent, fee-only financial planner. With that as the initial screen, we have several groups that benefit most from our services. Learn more about our Client Profile

Do you have an investment minimum? Do I have to be an investment client and a financial planning client?

The minimum for our investment management services is $500,000. However, we do not have a minimum for our comprehensive financial planning services. Additionally, we do not require our financial planning clients to move their investment accounts to us.