529 Contributions for 2018
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Blog
Imagine If You Knew Then, What You Know Now
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The average 25-34 year old has $42,000 in debt and most of that comes from credit cards not student loans. That’s why we encourage our clients to pass down financial intelligence to their children.
Read MorePSA from Smitson Erhart-Graves Tax Advisors
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We should all be aware by now the IRS does not call you if there is an issue with your taxes; they send tax notices and letters. But did you know there are also fraudulent “IRS” notices and letters circulating?
Read MoreScarier than Ghosts
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What is your biggest fear? For some it may be leaving everything they’ve worked towards their entire life up to chance once they have passed away. If you’re reading this, you still have a chance to make sure that doesn’t happen.
Read MoreHow Will Proposed Trade Tariffs Affect My Investments?
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The flow of commerce is predicated on both the importers and exporters utilizing human capital, technology and natural resources to provide their products and services.
Read MoreSanta Claus and Your Retirement
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This is my third year of beekeeping and the first year my hives have had excess honey that I could bottle and sell. So last month I extracted honey and put a “Local Honey For Sale” sign at the end of my driveway.
Read MoreLessons Learned
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My daughter, Katie, presented three 4-H projects at the Indiana State Fair again this year. The experience wasn’t quite as successful as last year.
Read MoreThe Skinny on Annuity Withdrawal Options
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Once you’re 59½, you’re allowed to turn on the spicket to start receiving money from your annuity without a penalty.
Read MoreSave For a Rainy Day. You Never Know When It May Pour...
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September is National Preparedness Month, and part of preparing for emergencies and natural disasters is making sure your finances are in order. After all, being prepared is what financial planning is all about.
Read MoreR-E-S-P-E-C-T… For Your Finances
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How many times have you heard “You need a will.” or “You should update your will.” either from your attorney, your financial planner, or even just a good friend?
Read MoreDo I Need Long Term Care Insurance?
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As our population ages, this question has become more and more common. We often have clients ask this for themselves, for friends, even for their own parents, and the answer is usually, “It depends.” Taking the time to analyze your unique situation and your goals is important when making the decision on whether or not to obtain Long Term Care (LTC) Insurance, and if so, when to purchase the policy.
Read MoreHappy Summer!
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Summer festivities are just around the corner! After all, between Memorial Day and Labor Day is a wonderful span of fourteen weeks with sunshine, picnics, vacations, graduations, weddings, fireworks and fairs. If you do not have enough to do already, there are some offbeat holidays to kick it up a notch! I have some suggestions on how to celebrate a few of them.
Read MoreThe Index Factor
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Occasionally, it’s worth reviewing the basics to keep market volatility in perspective. Dow Jones Industrial Average (DJIA) and Standard & Poor’s 500 (S&P) are indices most familiar to investors due to the constant reporting by the news.
Read MoreDelayed Gratification
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Do you recall the Stanford marshmallow experiment on delayed gratification? They would ask a child to sit at a table and wait to eat the marshmallow that sat in front of them.
Read MoreThe Importance of a Healthcare Advocate
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Several years ago, when my husband had a stroke, my eyes were opened to the importance of having a healthcare advocate. It was very clear how a patient needs someone to navigate the healthcare system and be a second set of eyes and ears.
Read MoreSunscreen for Your Assets
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The kids are out of the house and your husband is taking a week long deep-sea fishing trip with his buddies. Sounds like it’s time to get the ladies together for a much-needed girls trip!
Read MoreTips for Preventing Fraud
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Cybercrime and fraud are serious threats and constant vigilance is key. While our firm plays an important role in helping protect your assets, you can also take action to protect yourself and help secure your information.
Read MoreWhat are a Retiree's Largest Expenses?
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Although everyone’s finances are different, expenses in retirement are top-of-mind for all as the time draws near.
Read MoreWhat is Happening with the Stock Market?
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It’s time for the 2018 Market Briefing and this event couldn’t be more timely. Market volatility is back!
Read MoreNew Year! New Look! We Have Rebranded.
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With the end of 2015 in our rear view mirrors, it’s time to look ahead and brighten up our look.
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