Investment Services – Worley Erhart-Graves Financial Advisors

Investment Management Services

Our investment management services include customized investment plans, investment account establishment, and investment recommendations. As your investment manager, we provide all service on your accounts; when you need anything, we’re just a phone call or email away. We stay abreast of the ever-changing financial markets and stand ready to adjust your plan as needed. We perform an in-depth review of your portfolio annually and present any recommended portfolio rebalancing changes to you for approval.

We keep you engaged with your portfolio by ensuring you’re knowledgeable and understanding of portfolio changes.

Our Process

Your investment management fee covers our investment management services and all meetings, correspondence, reporting, and service directly related to the managed account(s). In order to keep our investment management fee low, services in other areas of your financial life—such as retirement planning, insurance planning, estate planning, tax planning, and investment planning for accounts we do not manage—are billed at our hourly rate. This gives you the power to control your costs by engaging us for services only when you need them and not on a retainer basis.

Schedule a no-cost interview meeting today.

 

Frequently Asked Questions

What is a fiduciary?

A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients' interests ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other's best interests.

Do you have an investment minimum?

The minimum for our investment management services is $500,000. However, we do not have a minimum for our comprehensive financial planning services.

Do I have to be an investment client and a financial planning client?

We do not require our financial planning clients to move their investment accounts to us. An investment client is not required to use our financial planning services.

How do your fees work? Are they transparent?

As a fee-only firm, we do not sell any products, and there are no hidden fees in which we are compensated; we operate with full transparency. Our financial planning fees are billed at an hourly rate. Depending on the complexity of your situation, the fee for a new client engagement for comprehensive financial planning generally ranges between $2,500 and $3,500.

Our annual fee for investment management is 0.5% of the value of the managed assets. Fees are calculated and billed quarterly at 0.125% per quarter.

How much do you charge for investment management services?

Our annual fee for investment management is 0.5% of the value of the managed assets. Fees are calculated and billed quarterly at 0.125% per quarter.

What does the CIMA® certification mean?

Certified Investment Management Analyst® (CIMA®) is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. The CIMA Certification requires advisors to have at least three years of relevant financial services experience, a clean regulatory record, comply with the Institute Code of Professional Responsibility, complete executive education at a top 25 global business school and pass a stringent five–hour examination. To keep the certification, advisors must stay updated on industry trends, laws, and products with 40 hours of continuing education every two years, including two hours of ethics education.

No investment plan assures success or guarantees against loss.

Additional Services